Why Borrow From Us

There are many financial institutions vying for business, choosing the right one for you can take some thought.

As a not-for-profit organisation the credit union stands out from the others as a beacon of community focused banking. It’s commitment to serving its members’ needs, more than anything else is a compelling reason to consider using St. Canice’s Credit Union as your financial institution of choice.

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Reliable

Looking for a reliable source for your borrowing needs? Look no further. At our credit union, we’re dedicated to offering you exceptional value and service. With competitive rates starting from as low as 3.9% (APR 4.26%), you can trust us to provide one of the most competitive loan options in the market.

What’s more, there’s no need for a CU current account or having your wages deposited into one to access our discounted rates, ensuring accessibility for all members.

Convenient

We pride ourselves on our commitment to flexibility and convenience. Whether you prefer to repay your loan over the counter, via quick pay, online, or over the phone with your CU debit card, the choice is yours.

Our can-do attitude extends to our flexible terms and repayment options, designed to accommodate your unique needs and circumstances.

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Simple Processes

Applying for a loan with us is simple and hassle-free. From quick decisions, transparent fees with no hidden charges, to loan protection insurance at no extra cost, we’ve got you covered every step of the way. With interest calculated on the reducing balance method, you’ll pay less interest over the loan term, saving you money in the long run.

Whether it’s for cars, education, medical expenses, business ventures, or community initiatives, our diverse range of loan products reflects our commitment to serving you comprehensively.

“Trust us for your borrowing needs and experience the difference of banking with a credit union that genuinely cares about its members”