Christmas Cracker
Christmas is a time filled with joy and generosity, but without proper planning, it can also become a financial burden.
That’s where our Christmas Cracker Savings Account comes in. It’s a simple initiative designed to help you prepare for the festive season without breaking the bank by encouraging you to save small amounts throughout the year.
With our Christmas Cracker Savings Account, you can enjoy the magic of the season while staying within your budget, making every moment truly special.
How to Open a Savings Account
Join Online Here
- Lodge money to your Christmas Cracker Savings Account through payroll deduction, by direct debit, cash payments or have your children’s allowance payments directed to this account.
- This account will be separate from all other credit union accounts you may hold.
- You will get a new Christmas Cracker Savings Book.
- Savings can be made weekly, fortnightly, or monthly.
- Funds in this account are locked so you can’t withdraw unless you request us to unlock it for you. You can call us to arrange this any time
- Payout date on the account is 1st November; From that date all funds held in your Christmas Cracker Savings Account can be withdrawn in cash or be forwarded to you by electronic funds transfer.
- Christmas Cracker Savings cannot be held as security against a loan, but you can top up your savings with a Christmas loan.
- Your Christmas Cracker Savings Account will not be closed following the “payout date” and you can continue to save for the following Christmas.
- You will still earn any potential dividend on your savings over the year.
Frequently Asked Questions
Christmas Cracker Enquiry form
Please complete the form below if you have a question or if you want to make a quick loan enquiry – click loan enquiry.