Current Account

Our Current Account gives you a world-class solution, delivered locally.

Enjoy immediate access to your money with your Visa Debit Card as part of our full service current account. With the same trustworthy service you expect from your local credit union, you will have the ability to conveniently settle bills, withdraw cash and make purchases at any point of sale worldwide.

Use the St. Canice’s Credit Union App

Take control of your financial future and with the St. Canice’s Credit Union App and sign up today!

Join the community of savvy savers at St. Canice’s Credit Union today! With our convenient app, you can access a world of financial services right from your fingertips. Sign up now to start enjoying benefits like easy money transfers, competitive loan rates, secure savings options, and personalised financial guidance.

How To Apply For a Current Account

For you to open a Current Account, you must be a member of St. Canice’s Credit Union and resident in the Republic of Ireland.

Remember to bring your up-to-date photo ID (Passport or Driving License) and recent proof of address (bank statement or utility bill dated within the last 6 months)

* Terms and conditions apply

New to Membership? Join Us!

If you’re not yet a member you can now join online or visit any of our 9 branches and then apply for your Current Account and Debit Card.

Existing Member without CU Online? Sign Up Online or Visit a Branch

If you’re a member but haven’t signed up for CU Online, you can register online or apply in any branch.

Existing CU Online Member? Apply Online

If you’re already a member with a CU Online account, apply conveniently through your account. cuOnline Plus (cuonline-ebanking.com)

Features & Benefits

Easy to sign up
Same friendly service
Globally accepted Visa Debit Card
Cashback available at participating retailers

Contactless payments
Overdraft available up to €5,000 *
Transparent Fees & free to full time students up to the age of 26
No surcharge interest on overdrafts

Automate regular payments using Standing Orders & Direct Debits
Stay in control with our Mobile App, eStatements and eFee Advices
Secure online shopping
24/7 support for lost/stolen debit cards

Enhance your Payment Experience with Digital Wallets

Get the most out of your Visa Debit Card by adding it to popular digital wallets like Apple Pay and Google Pay. Enjoy the convenience and security of making contactless payments with your mobile phone or wearable device. Simply download the app, add your card details, and follow the prompts to set up. Wherever contactless payments are accepted, just hold your device near the terminal to pay securely and conveniently without the hassle of handling cards or cash.

Frequently Asked Questions

Q: Where can I use my card?

A: You can pay easily and conveniently with your Visa card at millions of locations worldwide, wherever you see the Visa symbol.
Foreign exchange fees and charges apply where the transaction is performed outside the Eurozone. Please use our Currency Conversion Calculator

Q: Can I get cashback with my card?

A: Yes, you can get cashback up to €100 when making purchases at participating retailers. Additionally, you can withdraw up to a maximum of €700 per day at ATMs located throughout the country and abroad (withdrawal limits at ATMs may vary).

Q: How can I change my card PIN?

A: You can change your card PIN to something more memorable at most ATM machines. Simply enter your existing card PIN and follow the instructions at the ATM

Q: What should I do if my card is lost or stolen?

A: If your card gets damaged, lost, or stolen, you should call Credit Union Card Services immediately at 01 693 3333. The Customer Services line is open 24/7. Calls are charged at your standard network rate, and charges from mobiles may be higher. New cards will be issued upon request within 7-10 working days.

Q: What 3rd parties are involved?

The following are the third-party service providers involved in the provision of our current account services: Wellington IT, Payac, Fidelity Information Services – FIS, Arema Connect and Transact Payments Malta Limited – TPML.

Important Links

The links marked NEW will come into effect from November 1st.

Current Account Schedule of Fees and Charges

Current Account & Debit Card Terms & Conditions

Current Account & Debit Card - Schedule of Limits

Current Account & Debit Card - Disputed Transaction Form

Visa is a trademark owned by Visa International Service Association and used under license. This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879 Apple Pay is a trademark of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC. Loans are subject to approval.

Terms and conditions apply.

Warning: If you do not meet the repayment on your loan, your account may go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

St. Canice's Kilkenny Credit Union Limited is regulated by the Central Bank of Ireland

Our Loan Schemes

Featured Products