Loan FAQs

How do I apply for a loan?

Members can apply for a loan online, by email, by phone or by calling into any of our offices at High Street, Ballyragget, Durrow, Mountrath, Rathdowney, Graignamanagh, Callan or Piltown.

Can I apply for a further loan before I repay my current loan?

Yes, you can apply for a top up loan at any time; you don’t have to repay one loan before applying for another. If your new loan is based on a different interest rate, our system is enabled to run two or more loans on the same account at the same time.

How do I repay a loan?

You can repay your loan by direct debit, wage deduction, electronic funds transfer or by calling into any of our offices. There is also Express Lodgement facilities located in our High Street branch.

Are there any hidden or additional costs?

Apart from the loan interest, there are no other costs, fees or charges.