Student Loan
Are you or a member of your family preparing for third-level education or an apprenticeship?
Whether living at home or sharing a house, student life brings significant change. We offer Student Loans to assist with registration fees, rent, and living expenses. Our aim is to alleviate some of the financial stress associated with this transition period.
Apply for a Student Loan Today!
Scholarship Draw
Each year, we’re thrilled to offer scholarships to 6th year students from the 15 secondary schools within our branch areas, as well as an additional category for Leaving Cert students outside these areas. Whether starting full-time college or apprenticeships, winners are chosen randomly – it’s not based on academic results, you just need to be a member and fill in the application form to be in with a chance! You can click here to see when the application process begins.
Benefits of our Student Loan
- Flexible repayment terms tailored to your circumstances.
- Borrow up to €75,000
- Highly competitive variable rate
- No hidden fees or transaction charges.
- No penalty for early repayment or additional lump sum payments.
- Loans include Credit Union’s Loan Protection Insurance. (Terms and Conditions Apply)
- Interest charged on reducing loan balance.
- Borrowing amount not tied to value of shares in student account.
- Available for both new and returning third-level education students.
Loan Calculator
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Loan Summary
8.2% Interest (8.38% APR)
Every Week
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Total
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Every 2 Weeks
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Total
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Every Month
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Total
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8.2% Interest (8.38% APR)
Terms & Conditions Apply All Figures Given On This Website Are For Your General Information Only, And Give A Rough Guide To Loan Repayments So As To Give You, The Borrower, An Overview Of The Potential Cost Of Borrowing. Any Statements On This Website Do Not Purport To Be Authoritative Or Legally Binding. St. Canice’s Kilkenny Credit Union Ltd. Accepts No Responsibility For Any Omissions Or Errors Due To Changes In Rates Or Offers Which Have Occurred After This Date. You Are Advised To Check With Our Offices For Up-To-Date Rates And Offers. St. Canice’s Kilkenny Credit Union Ltd. Is Regulated By The Central Bank Of Ireland.
Frequently asked questions about our student loans
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Terms and Conditions and normal lending criteria apply.
