Savings Account

Opening a savings account is how you become a member of St. Canice’s Credit Union, and it’s the foundation of all the services we offer.

Developing good saving habits is always a smart move and the smartest place to save your hard-earned money is with us at the credit union. Here, you’re not a customer, you are a valued member of a thriving financial co-operative.

When you save in one of our standard accounts your savings are referred to as ‘Shares’. Each share equals €1. Here’s the best part: if we end up with a surplus at the end of the financial year, the credit union may distribute a dividend. This means you get a little bonus for every share you hold. It’s just one more perk of being a member.

Request a call back using our online form

Become a member using our online application form

Visit any of our 9 branches

Benefits of saving with St. Canice’s Credit Union

Blank

Savings Guarantee

Your savings are fully secure and are protected by the Irish Deposit Guarantee Scheme. All members can save up to a maximum of €100,000.

No Fees

There are no transaction fees or hidden charges on savings (or loan) accounts.

Life Savings Insurance

Savings are insured at no direct cost to each eligible member. Any insurance due is paid in addition to the savings you hold at the time of your death.

Democratic Body

As a member, you enjoy equal voting rights (one member, one vote) and are eligible to participate in decisions affecting the credit union.

Easy Access

You have easy access to your savings. You can withdraw some or all of your money whenever you want (provided they’re not pledged as security for a loan or lodged to a term deposit account).

Frequently Asked Questions

Can anyone start saving with the Credit Union?

St. Canice’s is a Community Credit Union and so you must be living or working in our Common Bond area to qualify for membership. If you meet these requirements then you can open an account and become a member today. Check out our How to open an account (link) page for all the details.

Is there a minimum amount I have to save?

We ask each member to lodge a minimum of €5 when they open their account to retain their membership. Apart from this you can save as much or as often as you choose up to a maximum of €100,000 per member

I want to save money for different reasons – can I have more than one account?

You are free to open multiple savings accounts and use them for different purposes. If you have young children you can also open an account either jointly with them or a single account in the child’s name.

Our Loan Schemes

Featured Products

Savings Account

Opening a savings account is how you become a member of St. Canice’s Credit Union, and it’s the foundation of all the services we offer.

Benefits of saving with St. Canice’s Credit Union

Frequently Asked Questions

Explore our savings account options

Sign Up To Our Newsletter

Contact Us

Our Policy

Get Social

Regulatory Pages

Regulatory Pages

Search St. Canice’s Credit Union

Jump to

Get Social