Time to Kick Start

Over the past couple of months, a lot of things have been put on hold and now is the time to kick start things again, albeit it with caution.

In order to kick start the local economy, our lending as well as to assist with all those purchases and projects that have been put on hold; St. Canice’s is introducing our new KICKSTART loan. At 4.9% (APR 5.01%) *This is the lowest loan rate we have ever been released to personal borrowers and is available until 31st August only for amounts borrowed over €2,000.

As people have been restricted to home over the last few months, all those DIY jobs and dreams have been staring them in the face; screaming to be completed when the opportunity is given. How many families wished they had 2 showers in the house, that they had completed that attic conversion or made the kitchen bigger when they got the chance. Many people will continue to work from home and that garden office dream could well become a reality as finance has never been available at such good value as it will be for the next couple of months.

Holidays abroad will not happen this summer so camping, caravanning and motor homing will be in big demand for staycations 2020. This loan is available also for the purchase of cars as well as campervans. For most of us it will be Costa del Garden for the summer. How many zoom calls ended with “well at least the sun is shining”, so if you want to make your garden grow or glow with a climbing fort for the kids or that perfect set of outdoor furniture; this summer could the exactly the time to do it.

During the Covid-19 crisis, many people have been under financial pressure and looking at their bank loan repayments, they may indeed decide to switch their existing bank loan at a higher rate of interest to St. Canice’s to avail of this great value KICK START loan rate. This loan can also be used for funding for students. After all the negative, stressful events for leaving cert students it is good to know that this loan rate is available for you or any family member headed for the first time or back to 3rd level education.

After weeks of restrictions, this week sees a return to work for outdoor workers, including those employed in construction, as well as landscaping and gardening and a limited number of businesses in the retail. Hardware Stores, garden centres, farmers markets, opticians and hearing air testing services along with those selling office products, electrical, IT and phone equipment can also resume trade. Motor and bicycle repair outlets can also reopen their doors and vehicle and motorcycle sales can resume.

*A loan of €15,000 would have 60 monthly repayments of €282.40 per month. Total amount to be repaid €16,942.89. Total cost of credit €1,942.89.

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