Why Join St. Canice’s

Top Ten Reasons

Member Owned
St. Canice’s Credit Union is owned by its members, for the benefit of its members.
Community organisation
We are part of the local community. We exist for people, not for profit and actively support the local community.
Savings guarantee
Your savings are fully secure. They are protected by the Irish Deposit Guarantee Scheme (you can save up to a maximum of €100,000).
Easy access
You have easy access to your savings. You can withdraw some or all of your money whenever you want (provided they’re not pledged as security for a loan).
Free life savings insurance
Savings are insured at no direct cost to each eligible member. The insurance is paid in addition to the savings you hold at the time of your death.
No transaction fees.
With us, there are no administration charges or arrangement fees, no hidden extras or nasty surprises. What you see is what you get.
Free loan protection insurance to eligible members.
It means that, in the unlikely event of your passing during the term of your loan, your dependents won’t have to pay the outstanding balance.
Great value loan rates.
We offer loans from as little as 6.4% variable (6.6% APR) which makes us one of the most competitive in the market.
We approve 95% of all loan applications.
Yes, you read correctly. We approve 95% of all loan applications we receive. So it’s highly likely we will say yes to your request.
Free online banking & mobile app.
You can access your accounts wherever you have an Internet connection, whether it’s your home PC or mobile device.