Why Borrow From Us
Top Ten Reasons
- We offer great value loan rates.
- We offer loans from as little as 4.9% variable (5.1% APR) which makes us one of the most competitive in the market.
- We do not stipulate that you have to have a CU current account or have your wages paid into your CU current account to avail of our discounted rates.
- You can repay your loan from any account, over the counter, at quick-pay, online or over the phone, with your CU debit card. Your choice.
- We approve 96% of all loan applications.
- Yes, you read correctly. We approve 96% of all loan applications we receive. So it’s highly likely we will say yes to your request and money will be in your account quickly.
- We offer flexible term and repayment options.
- It’s part of our can-do attitude. We will do whatever we can to accommodate your needs and circumstances.
- We will give you a quick decision.
- We’re quick at making decisions so you won’t be left waiting for an answer. You can expect a loan decision within 24 hours for most straightforward applications.
- We make it easy to apply for a loan.
- We make it easy to apply for a loan. You can call us, email us or visit us to arrange a private consultation with one of our qualified loans officers. You can also start the application process online by filling out the loan enquiry form.
- We provide loan protection insurance to eligible members at no extra cost.
- It means that, in the unlikely event of your passing during the term of your loan, your dependents won’t have to pay the outstanding balance.
- We don’t charge any transaction fees.
- With us, there are no administration charges or arrangement fees, no hidden extras or nasty surprises. What you see is what you get.
- We calculate interest on the reducing balance method.
- It means you pay less interest with each repayment which can make a big difference over the lifetime of a loan.
- We offer loan products for every need.
- We’re not just here for cars and home improvements. We look at things differently: for education, medical, business, community and sporting requirements in the community.