Why Borrow From Us

Top Ten Reasons

We offer great value loan rates.

We offer loans from as little as 4.9% variable (5.1% APR) which makes us one of the most competitive in the market.

We do not stipulate that you have to have a CU current account or have your wages paid into your CU current account to avail of our discounted rates.

You can repay your loan from any account, over the counter, at quick-pay, online or over the phone, with your CU debit card. Your choice.

We approve 96% of all loan applications.

Yes, you read correctly. We approve 96% of all loan applications we receive. So it’s highly likely we will say yes to your request and money will be in your account quickly.

We offer flexible term and repayment options.

It’s part of our can-do attitude. We will do whatever we can to accommodate your needs and circumstances.

We will give you a quick decision.

We’re quick at making decisions so you won’t be left waiting for an answer. You can expect a loan decision within 24 hours for most straightforward applications.

We make it easy to apply for a loan.

We make it easy to apply for a loan. You can call us, email us or visit us to arrange a private consultation with one of our qualified loans officers. You can also start the application process online by filling out the loan enquiry form.

We provide loan protection insurance to eligible members at no extra cost.

It means that, in the unlikely event of your passing during the term of your loan, your dependents won’t have to pay the outstanding balance.

We don’t charge any transaction fees.

With us, there are no administration charges or arrangement fees, no hidden extras or nasty surprises. What you see is what you get.

We calculate interest on the reducing balance method.

It means you pay less interest with each repayment which can make a big difference over the lifetime of a loan.

We offer loan products for every need.

We’re not just here for cars and home improvements. We look at things differently: for education, medical, business, community and sporting requirements in the community.