Shopping for a New Car or have a PCP balloon payment due? Consider a SmartOption Car Loan.

After Brexit a lot of people are also buying cars for cash in the UK & NI

Here’s why:

  • A SmartOption Car Loan is a straight forward loan with regular repayments over an agreed term. There are no administration fees or hidden charges.
  • Unlike a PCP agreement you own the car from the outset and there are no surprise balloon payments.
  • With a SmartOption Car Loan you can also pay the loan off early, make lump sum repayments or increase your regular repayments without penalty.
  • As your repayments are calculated on a reducing balance with a SmartOption Car Loan you pay less interest.
  • Eligible members get free loan insurance..
  • Our current SmartOption Car Loan variable interest rate is one of the best on the market. Click here to access our Car Loan Calculator

Interested? Let’s set the wheels in motion!

If you are a member and would like to apply, simply:

  • call us on 056 7722042 for a quick phone loan
  • drop in and apply in any branch
  • email loans@stcanicescu.ie or
  • fill out the quick Loan Enquiry Form.

If you’re not already a member, simply get in touch about becoming a member and we’ll take it from there.