Home for Christmas - St. Canice's Credit Union
Tel: +353 56 77 22042

Home for Christmas

Love Your Home This Christmas

Will you be home for Christmas this year and want to do up the house? Whether you intend to

  • paint the living room
  • get a bigger oven
  • invest in a larger couch or
  • build an extension to fit a massive Christmas tree

Whatever the project: big or small we can make it happen with Home Improvement Loan as we lend up to €75,000 unsecured.

Fill out the quick enquiry form & we’ll get back to you today & you can start planning straight away.


Loan Calculator

Loan Summary

  • Every Week Total Total Interest Payable
  • Every 2 Weeks Total Total Interest Payable
  • Every Month Total Total Interest Payable

Terms & Conditions Apply All figures given on this website are for your general information only, and give a rough guide to loan repayments so as to give you, the borrower, an overview of the potential cost of borrowing. Any statements on this website do not purport to be authoritative or legally binding. St. Canice's Kilkenny Credit Union Ltd. accepts no responsibility for any omissions or errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers. St. Canice's Kilkenny Credit Union Ltd. is regulated by the Central Bank of Ireland.

Do up your home in time for Christmas.

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    • Home Improvement loans up to €9,999 are at a nominal interest rate of 9.9% (APR 10.4%)
    • Between €10,000 – €24,999 the nominal interest rate is 8.2% (APR 8.5%)
    • Over €25,000 is the Great Rate Loan 6.2% (APR 6.38%)

    Loans are subject to approval. Lending terms and conditions apply. Warning; if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

    “I chose the Credit Union because they are local, friendly, we know the people,  I work there (in the same community), I live with them, they make it easy to go down  & get everything done. Convenience of going in on a Saturday & lower interest rates.

    One of the good things about the Credit Union was being able to pay the loan off early and no penalties, top up your loans as you go. All done and approved within an hour; which was very straight forward and easy for us. We love our new kitchen, thanks to the Credit Union.”

    Enda & Mai Butler got their Home Improvement loan in 2018.