Youth Current Account

A: Only the person who opened the account has access. Parents have no control, but they can transfer funds into the account in the payments section of the app if they are members of St. Canice’s Credit Union.

A: Yes, there are payment restrictions to Debit Card purchases for 12–17-year-olds. This means that Adult Websites, Betting, Gambling, Alcohol, Tobacco and Lottery purchases are blocked.

A: Not until you are 16. Google pay and Apple pay are not available because the digital usage age of consent is 16.

Lodgements can be made by anyone to the Youth Current account through the online app or over the counter if they have the account number.

A: Under 16-year-olds need consent and the consent form must be completed at the time of the application.

A: Yes, you must be a member have a minimum of €5 in your shares account.

A: No, they do not. If the parent/guardian is member we will have to ensure that the ID and proof of address is up to date on their account to proceed. If the parent/guardian is not a member they will have to provide ID and proof of address.

A: No, accounts must be opened in branch.

A; Yes, up to date ID and proof of address is required.

A: There is no overdraft available on the Youth Current Account.