You can use your card anywhere in the world where Mastercard Acceptance Mark is displayed. Foreign exchange fees and charges apply where the transaction is performed outside the Eurozone.
You can get cashback up to €100 when making purchases at participating retailers. You can also withdraw up to a maximum of €700 per day at ATM’s located throughout the country and abroad, (withdrawal limits at ATMs may vary).
Overdrafts up to €5,000 are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply.
Find out more here.
We have a coin counting machine in our High Street Kilkenny Branch, which can take euro coins in any amount, the values do not need to be counted or bagged. There is a 3% commission charge for members, 10% for non-members and it’s free if you have collected coins for a registered charity and can prove this.
Cheques are free
When you have an account with us, you can have cheques issued to your desired payee; free of charge, no transaction fees means; no transaction fees.
We accept non Euro cheques for lodgement only to your account, there is no charge for this and the exchange rate is based on the rate on the day of lodgement.
SEPA (Single European Payments Account)
You can make payments to accounts with IBAN & BIC numbers in any of the 32 SEPA participating countries – the 27 EU member states, together with Norway, Iceland, Liechtenstein, Switzerland and Monaco.
Electronic Payments to your CU current account
Every member can have a current account with their own unique BIC & IBAN number. You can then set up payment into your current account, most popular types of payments are wages & salaries, pension payments, social welfare payments especially children’s allowance, once off payments from friends and family such as birthday or wedding gifts.
It is advisable not to let balances build up too high on your current account, as you will not earn dividend on balances, if a dividend was to be paid at the end of the year. You can move your current account money yourself on your on-line CU account or come in and we will do it with you at the counter. Just let us know where you want the funds to go from your current account: perhaps to a loan for repayment or into your savings.
You can also use your ATM card to withdraw money from your current account. If you don’t have an ATM card yet, simply drop into one of our branches to complete an application form. We need your signature as part of the application and then your PIN will be sent by post and you can collect he card at a branch.
Electronic Payments from your CU account
You can make external payments from any account once the payment is not from an account with pledged shares against a loan you may have. You can set this up on-line yourself from your CU on-line account or come in and we can process these at the counter for you. Most popular outgoing payments are to pay utility bills, credit cards, store cards, for gifts or holiday payments. You can set up a one off or a more regular payment for the same amount for each repayment, all you need is the destination BIC & the IBAN number of the receiving account.
St. Canice’s Kilkenny Credit Union Ltd. is registered for SEPA payments only.
If as a member you wish to transfer funds into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment into your account, it is advisable that they tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge that he/she may be liable for.
What is a SEPA payment?
SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states. The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.
To make a SEPA payment you need:
- The IBAN of the person you want to pay
- The bank to which you are sending the payment to be a member of the SEPA scheme
- The payment to be in euro
Please note: St. Canice’s Kilkenny Credit Union Ltd. is unable to accept SWIFT payments. You may incur charges if you attempt to send money to your account in St. Canice’s Kilkenny Credit Union Ltd. via SWIFT.
Circle K Card
St. Canice’s Members can sign up for their own Circle K Fuel Card which can save them 3.5 cent per litre on their petrol and diesel purchases. There are a number of other benefits to the card and your fuel is then paid for via a direct debit from your St. Canice’s Credit Union Current Account. For more information and to sign up for your card visit www.fuelcard.ie/stcanicescu
Kilkenny Chamber Shopping Vouchers are available to purchase from the High Street office of St. Canice’s Kilkenny Credit Union. The vouchers are sold in denominations of €10, €20 and €50 and can be redeemed at participating outlets in the city. They are an ideal present for friends and family alike.
Quick Lodge Facility
The Quick Lodge facility is located in the High Street Kilkenny Branch. It is a safe and secure way of making lodgements to St. Canice’s Credit Union.
- High Street, Kilkenny
- High Street, Graignamanagh, Co. Kilkenny
- Castle Street, Ballyragget, Co. Kilkenny
- Mill Street, Callan, Co. Kilkenny
- Main Street, Piltown, Co. Kilkenny
- Mary Street, Durrow, Co. Laois
- Shannon Street, Mountrath, Co. Laois
- Main Street, Rathdowney, Co. Laois
- Market Square, Bagenalstown, Co. Carlow
Late Night & Saturday Opening
We are open until:
- 6pm every Friday in Ballyragget, Callan, Piltown and Graignamanagh Co. Kilkenny, Rathdowney and Durrow, Co. Laois and Bagenalstown Co. Carlow
We are open on Saturdays until
- 4pm in High St. Kilkenny
- 1pm in Callan, Co. Kilkenny
Always a person to meet, greet & help you
While we understand that many members prefer to transact over the phone or the web & CU Anywhere App: we also understand that many members prefer to do business friendly face to friendly face. With that in mind; we have no minimum value of your money which you may wish to lodge or withdraw.
We have a maximum floor cash limit of €2,000 for a withdrawal: for your security and ours.