Author: Julie O Sullivan

6 Tips to navigate Black Friday on a Budget

Will you be picking up a bargain on BLACK FRIDAY this year? It is important to prepare yourself to notice a good deal from a dodgy one! To help you on your way, we’ve put together 6 tips and tricks on how to get the most out of the Black Friday sales. 1. Research It pays to […]

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2022 Credit Union Art Competition

We are delighted to announce that entries are now open for the 2022 Credit Union Art Competition. The theme for this year’s Credit Union Art Competition is ‘It’s A Wonderful World’. This year’s theme gives participants the opportunity to present their own interpretation of the magic in the world and what must be done to […]

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Ways to Save Energy in Each Room of your Home

Due to supply and demand issues on the global market since 2020, energy suppliers have been steadily charging more and more for gas and electricity. Many households are now facing energy poverty – and need support to tackle rising household costs across the board. Why are energy prices increasing in Ireland? Energy supply and demand has […]

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How to Save Money on your Shopping Bills

Inflation hit 9.1% in June 2022; the highest it’s been since 1984. Inflation on groceries alone has been predicted to rise by 8% before the end of the year, as retailers can no longer absorb rising supply-chain costs. The cost-hikes started from a high base, too: Ireland was ranked the second most expensive country in […]

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Student Loans: All Your Questions Answered

At the credit union, we know college should be about learning, growing, and inching toward that dream career – not worrying about the burden of education costs. That’s why a credit union student loan is one of the cheapest student loans in the country. It’s why most credit unions also offer support in the form of bursaries […]

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Opening a credit union current account

With the increase in new account openings in recent weeks as customers of both Ulster Bank and KBC Bank Ireland look for new accounts of their departure from the Irish market, now is the time to check out your local credit union. Current accounts are available in more than 60 credit unions in over 220 […]

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6 Things you (Probably) Didn’t Know about our Current Account Overdraft

We all have those months. The boiler finally gives in, just ahead of those three weddings, and your current account could use a bit of a top-up. An overdraft can be a convenient way to help you over expensive bumps in the road. If you have a credit union current account and are thinking of […]

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The Complete Guide to Solar Panels

You’ve heard about the financial benefits of solar panels, and you may have noticed more and more dotted across the roofs of Irish homes in recent years. But perhaps you’re still not sold on them? Are solar panels, in a country where it rains over 30% of the year, worth it? There’s a lot to […]

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Why I switched to a Credit Union Current Account

Following the announcement of the departure of Ulster Bank and KBC from the Irish market, more and more people are choosing to switch to a credit union current account. Emmet Cullen, a Sales Manager from Portlaoise, talked about his experience switching from a current account with Ulster bank, to People First Credit union. The credit […]

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8 Reasons A Credit Union Car Loan is Better than a PCP Agreement

In recent years PCP, or Personal Contract Plans, have become a popular way to finance a new car. Many dealerships can offer you a very attractive-sounding deal on the spot – affordable deposit, low monthly payments, trade in the car after 3 years… What could possibly go wrong? Unfortunately, it’s not quite as simple as […]

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What is the Best Current Account in Ireland?

So, what is the best current account in Ireland? We could give you the straight-forward, silver-bullet answer – (the credit union current account, of course) – but we won’t do that just yet. The truth is, it depends. As everyone has different banking needs, the right current account for you might not be the best for someone […]

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7 Reasons to Choose a Credit Union Current Account

It’s here. You can now enjoy all the benefits of a full-service current account from your local participating credit union. Below, we’ve listed all the best things about our current account – the reasons why so many people have already made the switch, and why you should too. If you’re new to the credit union, […]

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How to Switch your Current Account: A Step-by-Step Guide

How do I switch my current account from Ulster Bank or KBC? Over one million customers will need to switch their current account in the next six months, following the exit of Ulster Bank and KBC from the Irish market. Whether you’re an Ulster Bank or KBC customer who needs to switch, or you’ve decided […]

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How your local credit union can save you money on your energy bills

With electricity and gas prices rising rapidly in recent weeks, householders across the country have been feeling the financial effects. While the solution for some people will be to turn off or down the heating, this is often not practical given the Irish climate. The only effective, long term solution to have a warmer home […]

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How to Find the Best Value Electric Car in Ireland

Fuel has been rising at an alarming pace since the start of the War in Ukraine. Add to that the dramatic rise in inflation and cost of everyday living. Most of us are now seeking cheaper alternatives to traditional petrol and diesel cars. As a result, demand for Full electric vehicles (BEV’s) is skyrocketing. In […]

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Why get a Mortgage from your local Credit Union?

Buying a home can be one of the most stressful times in a person’s life. When you’ve finally found the home of your dreams (or at least one that you might have some chance of affording), your thoughts will quickly turn to where you can source the funds to buy it. Like so many people […]

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Credit Union Current Account and Debit Card

Credit unions provide an exceptional, personal service to their members. For many years, members have wanted to do more and more of their daily banking with their local credit union. The good news is, now they can! More than 50 credit unions in over 220 locations across Ireland now offer their members easy and convenient […]

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Higher security standards to come into effect for recurring card payments from Tuesday the 8th of March 2022

Banking and Payments Federation Ireland is alerting consumers that from, Tuesday the 8th of March 2022 and as part of the ongoing rollout of Strong Customer Authentication (SCA). Higher security standards will come into effect for certain card payments. These payments are mainly recurring, such as subscription payments where the cardholders details are retained for […]

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