Month: February 2022

Advantages & Disadvantages of Electric Cars in Ireland

If you’re considering switching to electric this year, then you’re not the only one. In January 2022,  21% of all new cars sold in Ireland were electric or plug-in hybrid electric vehicles. With rising fuel costs, electric cars will likely become a more permanent fixture in our thought process in future trips to car dealers. As […]

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12 Tips When Buying a New Car in 2022

With the cost of used cars at an all-time high in 2022, some of us are considering making the splash and buying a new car. The scarcity of supply in the used car market means people are increasingly willing to ignore the traditional financial advice of buying a 3 year-old car instead of a new […]

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Transition Year Photography Competition | 2022

  We are delighted to sponsor the 2022 Kilkenny Photographic Society’s Annual Transition Year Photography Competition. The competition is open to secondary school transition year students and the judges will be looking for entries capturing any of the following: My Generation | Hidden Nature | Forgotten Objects  There’s some great prizes for the winners and […]

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MONSTER MARCH GIVEAWAY

This March, our Members’ Monthly Prize Draw has lots of extra prizes for lucky members to win throughout the month. In total, there’s 9 Prizes; 2 CARS €10,000 x 4 CASH PRIZES €5,000 x 3 CASH PRIZES If you have already signed up and paid your entry fee for the Members’ Monthly Prize Draw you […]

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What is a Deep Retrofit?

House2GreenerHome: Your Complete Guide for Energy Efficient Home Improvements  For a country which has a relatively mild climate, it seems surprising that many of our homes often feel cold. A survey carried out by iReach on behalf of the Irish League of Credit Unions earlier this year highlighted that 46% of people find their homes much colder than they would like to be. […]

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4 Reasons your Home is Cold and how to fix them

House2GreenerHome – Your Complete Guide to Energy Efficient Home Improvements  As part of our House2GreenerHome series, where we’ll be providing guidance on improving the warmth and energy efficiency of your home, we asked Roisin Murphy, architect and interior designer and presenter of RTE’s Home Rescue – who told us four of the most common culprits of heat loss in your home.   1. […]

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Why Install Attic Insulation and What Impact can it Have?

House2GreenerHome – Your Complete Guide to Energy Efficient Home Improvements On average, a home loses 20-30% of its heat through its roof, if it is not properly insulated. A home that is under-insulated is more vulnerable to outside temperature as heat naturally flows from hot to cold. It’s the same principal as us wearing a hat in winter to stay […]

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Keeping your account safe from fraud

There has been a recent increase in fraud.  Fraudsters are calling people pretending to be from well-known service providers telling customers their service needs to be changed or upgraded. The Fraudsters are getting customers to download apps such as TeamViewer onto their phones or devices, through which they can take over the device. The fraudsters […]

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The Best Electric Cars 2022

4WheelGuide: Your roadmap to buying a new or used car   |    Above Image: Volkeswagen ID.3 Electric cars sales in Ireland are still on the up. They now represent over 8% of the overall market, with 8,399 electric cars registered in the first nine months of last year and 53% of motorists saying they’d like to […]

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Used Car Finance Ireland

4WheelGuide: Your roadmap to buying a new or used car Hello. You may have stumbled across this blog looking for information on how to finance a used car.  You’ve come to the right place.At the credit union, we’re experts in flexible car finance, but we also care about our customers. We want them to access the fairest and […]

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Best Family Cars for 2022

4WheelGuide: Your roadmap to buying a new or used car  | Photo credit, above: Hyundai.com COVID and Brexit have caused the biggest changes in the Irish car industry since Karl Benx introduced the fourth wheel in 1885. The latest Done Deal report says used car prices have increased by 56% – caused by high demand and shortage of supply. Online shopping […]

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Consumers lack understanding on how credit card interest is calculated

An ILCU survey in Jan 2022, on credit card spending finds consumers still lack understanding of how credit card interest is calculated Over half of Irish consumers own a credit card 65% don’t know what interest rate they pay 62% are convinced that the general public lacks an understanding of how credit card interest works […]

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How I Budgeted During Maternity Leave.

Following The League’s press release which revealed the majority of credit card holders still lack awareness on how much interest they are paying, and as part of our Money on Your Mind, Financial Health Stories, thye sat down with Deirdre O’Reilly; a mother who had to tighten up her finances during maternity leave. Before Christmas, near the […]

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What is Debt Consolidation?

As we ease into the new year, many of us will take time to reflect on our financial situation. With the excesses which Christmas time can bring (which impact both our waistlines and particularly our finances), the early weeks of the year can be a challenging and stressful time. If you have built up a […]

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